Portfolio Risk Management


The FDIC said indicators of asset quality continued to worsen during the second quarter.  The percentage of loans and leases that were noncurrent reached the highest levels registered since the FDIC began reporting this data.

• On site inspection, digital photo, serial number
       confirmation
• Specific transaction collection activity
• Fair Market Value buyout negotiations
• Lease extension negotiations
• Desktop valuations for in place in use /
       orderly liquidation bankruptcy
• Upgrades, debt consolidations,
       replacement transactions